Legal Status, Licenses and Regulatory Framework of Presta Estate

Presta Estate operates as a property buyer’s agent and licensed mortgage broker in Spain, working under established Spanish regulatory frameworks. The company is registered as a real estate agent and authorized as a mortgage broker, with mandatory professional insurance coverage in place.
These registrations define what Presta Estate is legally allowed to do, the standards it must follow, and the protections that apply to its clients.

• Legal name: Presta Estate
• Country of operation: Spain
• Legal structure: Single legal entity
• Scope of activity:
• Property buyer’s agency
• Mortgage brokerage and credit advisory

Presta Estate operates under Spanish law and provides services to both Spanish residents and foreign residents or non-residents.

Presta Estate is registered as a real estate agent under:

• AICAT – Registered Real Estate Agent
• AICAT Number: 12632

AICAT (Agència de l’Habitatge de Catalunya) is the official real estate agent registry in Catalonia. While the registration is issued at the regional level, it allows Presta Estate to operate nationwide across Spain as a property buyer’s agent.

Presta Estate is a licensed mortgage broker registered with the:

• Banco de España
• BDE Registration Number: E217

This license authorizes Presta Estate to act as an independent mortgage broker across all of Spain, advising clients and arranging mortgage financing with Spanish banks.

What the BDE license allows

• Mortgage brokerage for residents and non-residents
• Credit advisory services
• Negotiation and structuring of mortgage cases with banks

The license is issued under Spanish mortgage and consumer credit regulation and is subject to regulatory oversight.

Presta Estate holds the ACI – Certificado de Asesor de Crédito Inmobiliario, which certifies professional competence in mortgage and credit advisory.

This certification is particularly relevant for:

• Foreign buyers unfamiliar with the Spanish mortgage system
• Complex income structures
• Non-resident mortgage applications

In compliance with Spanish regulatory requirements, Presta Estate maintains:

Civil Responsibility Insurance

• Covers professional liability related to advisory and brokerage services

Seguro de Caución (Surety Insurance)

• Provides financial guarantees linked to professional obligations
• These insurance policies are designed to protect clients in the event of professional errors or contractual non-compliance.

All registrations and licenses held by Presta Estate are publicly verifiable through official Spanish registries, including:

• The AICAT real estate agent registry
• The Banco de España mortgage broker registry

Clients and third parties can independently confirm the company’s legal and regulatory status through these official sources.

Presta Estate is registered as a real estate agent under:

• AICAT – Registered Real Estate Agent
• AICAT Number: 12632

AICAT (Agència de l’Habitatge de Catalunya) is the official real estate agent registry in Catalonia. While the registration is issued at the regional level, it allows Presta Estate to operate nationwide across Spain as a property buyer’s agent.